Study in Japan 2026: 5 Steps to COE, ₹13L Funds & Part-Time Work Approval

Japan stands out as a unique study abroad destination, offering world-leading technology, deep culture, and growing opportunities in high-demand sectors like Robotics and AI. For students in Jammu, Delhi, and Punjab looking beyond the traditional West, Japan offers an innovative and surprisingly affordable pathway.

However, the visa process is different. The key hurdle is the Certificate of Eligibility (COE), which proves your academic and financial sincerity before you even apply for the visa.

As your expert guide, ImmiTalks breaks down the 5 critical steps for securing your Japan Student Visa for the 2026 intake.

Your 5-Step Japan Study Visa Checklist

The entire application process starts 6-12 months before your intended intake. Unlike other countries, your institution is your main partner in the visa process.

Step 1: Secure Your University Admission (and Choose Your Language Track)

Japan offers two main tracks:

TrackLanguage RequirementKey for Visa
English-Taught DegreeIELTS 6.5+ or TOEFL 80+.Proves immediate academic readiness.
Japanese-Taught DegreeMinimum JLPT N2 (or higher).Requires 12-18 months of intensive study beforehand, often through a Japanese Language School.

 

ImmiTalks Tip: If you choose the Japanese-Taught track, you must first apply to a certified Japanese Language School, which will process your COE application for the preparatory phase. Our Spoken English and Japanese courses can get you ready for either track!

Step 2: Obtain the Certificate of Eligibility (COE)

The COE is the pre-approval from the Japanese Immigration Services Agency. It confirms you meet the visa criteria.

  • Who Applies: Your university or language school acts as your proxy and submits the COE application on your behalf.

  • What They Submit: Academic documents, your detailed study plan, and, critically, your financial evidence.

  • Timeline: This process typically takes 1 to 3 months. Once issued, the COE is valid for 3 months, giving you a short window to apply for the final visa.

Step 3: Meet the Financial Proof Requirement (The ₹13 Lakh Benchmark)

Financial stability is the most scrutinized part of the COE application.

  • Minimum Funds: You must show evidence of sufficient funds to cover your first year’s tuition (₹6L–₹12L) plus living expenses (₹8L–₹12L). The standard minimum benchmark required in bank statements is often ₹13 Lakhs (INR 13L).

  • Sponsor Income: Your sponsor (usually a parent) must demonstrate a reliable annual income of approximately 2,000,000 Yen (₹12-13 Lakhs) to prove continuous support.

  • Documentation: Use clear, official bank statements and sponsor income certificates (ITR, business documents) to ensure a smooth COE approval.

Step 4: Secure Scholarships to Lower Costs (MEXT & JASSO)

Japan offers some of the world’s most generous scholarships, drastically cutting your costs.

  • MEXT Scholarship: The prestigious Japanese Government (Monbukagakusho) Scholarship covers tuition and provides a significant monthly stipend (up to ₹8L–₹12L per year). Applications must often be submitted through the Japanese Embassy in India (Embassy Recommendation) or the university (University Recommendation).

  • JASSO Scholarship: The Japan Student Services Organization provides monthly stipends for privately financed international students with outstanding academic records.

Action Plan: Start your scholarship application process 12-15 months in advance, as the deadlines are much earlier than the visa deadline.

Step 5: Understand Part-Time Work Rules (The 28-Hour Advantage)

Japan actively supports international students working part-time, which significantly helps with the cost of living.

  • The Permit: Once you arrive and complete residence procedures, you must apply for a Permission to Engage in Activity Other Than That Permitted by the Status of Residence (a work permit).

  • Work Limit: You are allowed to work up to 28 hours per week during the semester and up to 40 hours per week during long holidays.

  • Job Focus: High-demand fields like Engineering, IT, and Business provide excellent post-study work opportunities, especially for those with N2/N1 Japanese language skills.

Ready to Begin Your Journey to Japan?

Book your dedicated Japan Study Visa consultation today!

 

 

Studying in Japan offers a powerful combination of world-class education, exciting career prospects, and cultural immersion. Success hinges on precise, early preparation for the COE and financial documentation.

Let the experts at ImmiTalks guide you through the COE application, scholarship identification, and language preparation (IELTS, PTE, or Japanese basics) to ensure your dream of studying in Tokyo, Kyoto, or Osaka becomes a reality.

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