Notice

THIS WEB SITE (WWW.IMMITALKS.COM) AND ITS AFFILIATED PAGES (COLLECTIVELY, THE “SITE”) IS MADE AVAILABLE BY IMMI TALKS OVERSEAS EDUCATION PRIVATE LIMITED (“IMMI TALKS”). PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. BY ACCESSING OR USING THIS SITE YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS SET FORTH BELOW (THE “TERMS OF USE”). IF YOU DO NOT AGREE TO THE TERMS OF USE YOU SHOULD DISCONTINUE YOUR USE OF THIS SITE.

Site Content

The products, services, information, materials, graphics, arrangement, design, text, sound and other items contained on the Site (collectively, the “Content”) and these Terms of Use are subject to change at any time, without notice. Any dated information is published as of that date. Immi Talks has no obligation or responsibility to update or amend any such information. Immi Talks reserves the right to terminate any Content or the Site at any time, without prior notice. Immi Talks reserves the right to modify any of the Content at any time, without notice. You agree to review the Content on the Site periodically to ensure that you are aware of any modifications. If you continue to use the Site after modifications are effective you agree to the Content as modified.

The Content is provided for informational purposes only. Immi Talks believes that the Content is accurate, but it does not warrant its completeness, timeliness or accuracy. You understand that any examples, calculators, or other tools that Immi Talks may make available on the Site are to provide you with estimates only. These estimates may be different from actual amounts. While Immi Talks attempts to keep such estimates, calculators, and tools accurate, you understand that Immi Talks does not warrant that they are error-free.

Use of Site

The Site, and the products and services described on the Site, are intended for use for individuals who are at least 13 years old. If you are under the age of 13 you should not be visiting the Site. You may view the Content contained on the Site and print pages from the Site only for informational, non-commercial purposes. Any unauthorized or illegal use of the Site or the Content is strictly prohibited.

You agree not to attempt to log on to the Site from any country under sanctions by the Office of Foreign Asset Control (“OFAC”). Which countries are under sanctions may be found on the United States Department of the Treasury website. Any attempt to log on to the Site from such a country may result in your access being restricted or terminated. Your use of the Site may be monitored, tracked and recorded. By using the Site, you expressly consent to such monitoring, tracking and recording. Your use of the Site is personal to you. You agree that you will not duplicate, reproduce, sell, resell, use or exploit the Content or the Site for any commercial purpose.

You agree that you will not use any robot, spider, automatic, or manual device to monitor or copy the Site or any Content. You will not interfere or use any device, software, or process to interfere (or attempt to interfere) with the proper working of the Site. You agree that when using the site you will not misrepresent your identity or impersonate any other person.

You represent and warrant that you have the legal right and ability to enter into these Terms of Use and to use the Site in accordance with these Terms of Use. You understand and agree that your use of the Site is at your own discretion and at your own risk. By using the Site, you understand and agree that Immi Talks disclaims any liability (whether based in contract, tort, negligence, strict liability, or otherwise) for any direct, indirect, incidental, consequential, compensatory, punitive or legal (whether under statute, regulation or at common law) damages that may arise out of your access or use of the Site or your reliance on the Content. This includes any liability that may be associated with any viruses that may infect your computer equipment.

If Immi Talks provides you with a secure means of accessing a portion of the Site (such as a User ID and Password) you agree that you are responsible for maintaining the confidentiality of such log-in credentials. You agree that you will not share such log-in credentials. If you do, you understand that you are responsible for any acts taken by the party to whom you provided the log-in credentials. You agree that you will immediately notify Immi Talks of any unauthorized use of your log-in credentials or other breach of security known to you.

Products and Services

The products and services described on the Site, including their terms, conditions, availability or pricing, are subject to change at any time, without notice. The availability of the products and services described on this Site, as well as their associated fees, charges, interest rates, and balance requirements, may differ among geographic locations. By offering information about products and services on the Site, no solicitation is made by Immi Talks (or other third party offering the product or service) to any person whose use of such information, products or services in jurisdictions where such information, products or services is prohibited by law. Your eligibility for the products and services listed on the Site are subject to the final approval and acceptance of Immi Talks or other third party offering the product or service. If you are invited to register on the Site for any products or services, you agree to provide accurate, true, current and complete information about you (or your business) as may be requested by the registration screens.

Copyright Notices

The works of authorship contained on the Site, including but not limited to all design, text, sound recordings and images, are owned (except as otherwise expressly stated) by Immi Talks. Except as may be expressly stated on the Site, they may not be copied, transmitted, displayed, performed, distributed (whether for compensation or otherwise), licensed, altered, framed, stored for subsequent use or otherwise used-in whole or in part-except to the extent expressly permitted by applicable law and then only with clear and conspicuous notice of Immi Talk’s proprietary rights. However, you may download Content from the Site for your personal use, so long as you do not remove or alter any copyright or other notice as may be contained in the Content when downloaded or printed.

Submissions

All information submitted to Immi Talks through the Site shall be deemed and remain the property of Immi Talks. Immi Talks shall be free to use (for any purpose) any and all ideas, concepts, know-how or techniques that are contained in any information that you may submit to Immi Talks through the Site. Immi Talks shall not be subject to any obligations of confidentiality regarding information submitted through the Site, except as may be specifically agreed to by Immi Talks or that may be required by applicable law. However, nothing in the foregoing shall be construed as limited or in any way reducing the responsibilities that Immi Talks may have under the terms of its Online Privacy Statement.

Links to Other Sites

Immi Talks may establish on this Site links and pointers to websites that are operated and maintained by third parties (each, a “Third Party Site”). These links are provided solely as pointers to information on topics that may be useful to you. However, the establishment of any link to a Third Party Site is not a recommendation or endorsement by Immi Talks of any products, services, information, goods, ideas or opinions that may be found on any Third Party Site.

Immi Talks makes no warranty, either express or implied, concerning the content of any Third Party Site, including the accuracy, completeness, reliability or suitability thereof for any particular purpose. Immi Talks does not warrant that any Third Party Site is free from any claims of copyright, trademark or other infringement. Immi Talks does not warrant that any Third Party Site is free from any viruses or other contamination.

You understand that Third Party Sites may have a privacy policy that is different from that of Immi Talks and Third Party Sites may provide less security than this Site. The choice to access a Third Party Site, or to purchase or otherwise use any of the products or services advertised or provided on a Third Party Site is yours, in your sole discretion.

Potential for Disruptions in Services

You understand and agree that from time to time the Site may be unavailable, limited due to slow speed, or otherwise delayed. This may be caused by a wide variety of reasons outside of the control of Immi Talks and despite commercially reasonable processes and procedures implemented by Immi Talks to maintain the Site. You also understand that, from time to time, the Site may be unavailable due to regular or other maintenance.

Mobile Terms and Conditions

Immi Talks Student Alerts

Receive alerts about the status of your application Immi Talks Alerts through your mobile device. Join by providing your mobile phone number during the application process. Message and data rates may apply. Number of messages will vary depending on usage.

If you provide a cell phone number or a number that is later converted to a cell phone number, you expressly consent to us (or a third party loan servicer or debt collector on our behalf) using pre recorded or artificial voice messages, calls, messages from automated dialing systems, WhatsApp messages and text messages to contact you regarding OTPs and the status of your application. Normal usage and text message charges may apply to the extent permitted by applicable law.

Disclaimer of Warranties

BECAUSE OF THE POSSIBILITY OF HUMAN AND MECHANICAL ERROR, AS WELL AS OTHER FACTORS, IMMI TALKS AND ITS AFFILIATES ARE NOT RESPONSIBLE FOR ANY ERRORS OR OMISSIONS FROM THE CONTENT MADE AVAILABLE ON THE SITE. YOU ACKNOWLEDGE THAT NEITHER IMMI TALKS, ITS AFFILIATES NOR ANY OF THEIR RESPECTIVE EMPLOYEES, AGENTS, THIRD PARTY CONTENT PROVIDERS OR LICENSORS WARRANT THAT THE PRODUCTS, SERVICES OR CONTENT ON THE SITE WILL BE UNINTERRUPTED OR ERROR FREE. ALL CONTENT IS PROVIDED “AS IS” TO THE USER OF THE SITE, WITHOUT EXPRESS OR IMPLIED WARRANTIES OF ANY KIND INCLUDING THE WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT OF INTELLECTUAL PROPERTY, FITNESS FOR ANY PARTICULAR PURPOSE OR FREEDOM FROM COMPUTER VIRUS IS GIVEN IN CONJUNCTION WITH THE CONTENT.

Limitation of Liability

IN NO EVENT SHALL IMMI TALKS, ITS AFFILIATES NOR ANY OF THEIR RESPECTIVE EMPLOYEES, AGENTS, THIRD PARTY CONTENT PROVIDERS OR LICENSORS BE LIABLE FOR ANY DAMAGES, LOSSES OR LIABILITIES INCLUDING (WITHOUT LIMITATION) DIRECT OR INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES, LOSSES OR EXPENSES ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF THE SITE, YOUR RELIANCE ON THE CONTENT OR IN CONNECTION WITH ANY FAILURE OF AVAILABILITY, PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS OR LINE OF SYSTEM FAILURE, EVEN IF IMMI TALKS, ITS AFFILIATES OR THEIR RESPECTIVE EMPLOYEES, AGENTS, THIRD PARTY CONTENT PROVIDERS OR LICENSORS ARE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, LOSSES OR EXPENSES.

Indemnification

You agree to defend, indemnify and hold Immi Talks, its affiliates and their shareholders, directors, officers, employees, agents and independent contractors harmless from and against all claims and expenses, including attorney’s fees, arising out of your violation of these Terms of Use or your misuse of this Site, the Content or any of the products or services provided on this Site.

Severability and Waiver

In the event that any of the terms or provisions of this Terms of Use is held to be unenforceable, the remaining terms and provisions shall be unimpaired, and the unenforceable term or provision shall be modified or replaced with an enforceable term or provision that comes as close to the intention of the term or provision deemed unenforceable.

Immi Talks does not waive any of its rights under these Terms of Use unless it is written and signed by a duly authorized representative of Immi Talks. Any waiver of any breach of any provision of these Terms of Use shall not be construed as a waiver of any continuing or succeeding breach of such provision or a modification of the provision.

Governing Law and Jurisdiction

You agree that your use of the Site shall be governed by all applicable Federal laws and the laws of the State of Delaware, without giving effect to any principles of conflict of law. You agree to submit to the sole and exclusive jurisdiction of the state and federal courts sitting in the State of Delaware.